High Risk Merchant Services

50+ financial partners, next-level technology and award-winning support give us (and your business) an unfair advantage. 

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The Fastest Growing Credit Card Processing Company

Businesses switching merchant service providers look to Bankcard for faster access to funds, world-class support, and upfront pricing without nasty billing surprises or sneaky service fees. Plus, you’ll love the peace of mind that comes with knowing your transactions are safe and secure, with built-in PCI compliance, fraud prevention, and customer privacy.

Regardless of your industry type, if you’ve been classified as a high-risk business, we can help!

Why are some Businesses Classified as High-Risk?

Businesses can be labeled as “high-risk” for a number of reasons including the length of time you’ve been in business, your personal credit, whether your business is considered to be in a “high-risk” industry, amount of chargebacks, among others. In some cases, being designated as a high-risk merchant account means your business will undergo extra scrutiny in order to receive merchant services. Bankcard is here to help.

How Bankcard Helps High-Risk Businesses

The Bankcard team members are experts in handling high-risk merchant payment processing for a variety of high-risk industries. We specialize in adult merchant accounts, offshore merchant accounts, bad credit merchant accounts, CBD merchant accounts and almost instant approval high-risk merchant accounts. Our experts are here to help high-risk businesses get approved and stay approved for high-risk merchant accounts, increase revenue, lower their chargeback ratio, and help prevent fraud.

High-Risk Merchant Accounts

Accept Payments Everywhere

online credit card payment processor

In our new environment, there has been a significant shift to making purchases and payments online. Get set up quickly to accept payments online and increase your cash flow. Already using a gateway or shopping cart? No problem, we can integrate with your existing toolset. Just starting out or want a gateway upgrade? Use our own payment gateway – Bankcard Connect. We can even sync directly with your accounting software so you can skip the manual tracking and double entries. Bankcard Connect seamlessly integrates with QuickBooks to handle your transactions from start to finish.

We want to earn your trust and your business – that means offering an amazing product designed to help your business and being here for you when you need us. With Bankcard, all customers enjoy transparent pricing, first-in-class security, a 24/7 dedicated customer support team, and no long-term contracts or termination fees.

Online Payment Options >

retail merchant account

Evolve your in-store shopping experience. Whether you have an established business or are just beginning to accept payments, Bankcard can help you with flexible payment processing solutions, a simpler process for accepting credit cards, and help you determine which POS system is best for your business and so much more.

Our processing solutions are built to meet the growing needs of your customers – Accept credit cards in-store and on the go with countertop or mobile payment processing solutions. Our services seamlessly integrate with 99.99% of all POS systems and software to customize your payment processing experience. Getting started is simple with free set-up, free EMV terminal or mobile reader, transparent pricing, and no cancellation fees. Our 24/7 dedicated customer support team is here to help.

Retail Payment Options >

ebt snap merchant services

Grow your business by opening your door to customers paying with EBT cards. From sign-up to set-up, EBT processing is easy and painless.

Every year, Electronic Benefit Transfer (EBT) card payments account for roughly 2.6 billion transactions per year.
The EBT system allows state welfare departments to issue benefits via a magnetically encoded payment card. Opening your doors by accepting EBT payments allows you the opportunity to grow your business while providing EBT customers access to your goods and services.

Get To know Bankcard Connect

BankCard Connect provides the flexibility you need to integrate and expand your software offering with our Independent Software Vendor (ISV) Partner Payment Program.

Generate new revenue by adding payment processing to your software stack. BankCard Connect seamlessly integrates with ISV software to make it easy for merchants to process any type of payment, anywhere, on any device.

Interested in seeing how it works? Play in our developer sandbox to get a feel for the Bankcard experience before actually processing any transactions. Explore the full capabilities—including reporting tools and unique features like subscription billing.

Bankcard Connect Partner Program >

Bankcard Connect plays nice with others

Bankcard Connect integrates seamlessly with ISV software to simplify payment processing for merchants: any payment type, on any device, anywhere. 

Bankcard integrates with over 99% of the tools you are already using, including popular accounting software and e-commerce apps, regardless of your industry. Our payment services were designed to be adaptable to provide seamless integrations for our customers.

See all integrations >

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Partner Program

A Comprehensive Program for Agents, ISOS, Referral Partners & VARs

We know a thing or two about small and medium businesses, which is why we created a partner program. We pride ourselves in supplying our partners with value-added resources and support, so they can offer SMBs tools that will increase, retain, and track revenue.

We provide partners with the materials, technologies, and support they need to successfully differentiate their business and close accounts.

Explore Our Partner Program >