Making the Switch to BankCard Services

Businesses switching merchant service providers look to BankCard for faster access to funds, world-class support, and upfront pricing without nasty billing surprises or sneaky service fees. Plus, you’ll love the the peace of mind that comes with knowing your transactions are safe and secure, with built-in PCI compliance, fraud prevention, and customer privacy.

We pride ourselves on making the transition seamless.

We start off by offering FREE equipment or with the option to upgrade to point of sale (POS) systems like Clover or Poynt, integrate with your current hardware or software, or simply reprogram equipment you already have. This will help you get busy processing credit and debit cards, checks, gift cards, and more right away.

Pricing That’s Easy to Understand

We believe in full transparency because you need to know how much you’re actually paying, whether it’s using us or another company. We offer clear monthly pricing, fast deposits, and no hidden fees or long-term contracts.

Comprehensive Support

24/7 support is available to everyone, no matter the size of your business, including concierge support available during normal banking hours. We make sure that you are never left in the dark, but rather committed to helping you every step of the way.

Payments Security

Stay confident knowing that all our hardware and software follow PCI data security standards, whether you’re accepting EMV chip cards, Apple Pay, or another form of payment.

Make a Seamless Switch

Switching merchant service providers is easier than you think. One of our onboarding experts will help you be up and running before you know it, with zero downtime.

How much are you really paying?

You may feel like your actual rate doesn’t really resemble what you thought you’d be getting when you signed up with your current payment processing provider.

The majority of merchant service providers offer Tiered Pricing.

With a tiered pricing account, to receive the lowest of the tiers, transactions must qualify based on different card-types chosen and set by the payment processing provider (which are often the lower rates advertised that attracted you in the first place). Unfortunately, most transactions do not qualify for the lowest rates and instead cost more—making your transaction fees substantially higher than you expected.

We offer Interchange Plus pricing to everyone, no matter size or industry.

Usually only available to high-volume businesses, we’re committed to bringing the pricing model to all our merchants. In this model, you pay the interchange (which is the raw cost of processing a credit card transaction) plus a fixed percentage (i.e. 0.25%) and a fixed transaction fee (i.e. $0.08). Making interchange plus pricing the most transparent and the lowest cost pricing option in the industry.

Want to know how much you’re really paying with your provider?

Send us your current statement and we’ll analyze your fees for free to see where you could save (or let you know if you already have an awesome deal with your current provider).

Get a Free Statement Analysis

Get better service for the same or better price.

Do you love your current rate, but want something more from your merchant service provider? Our price match guarantee gives you the chance to keep your current rate while exploring a better relationship with another provider.

Learn more

Apple-to-apple merchant services price comparison.

Make sure you’re getting what you need from your merchant services provider. We’re proud of how we stack up to the competition, so we’ve done the research for you with our merchant services provider comparison.

	BankCard Services	Payline Data	Dharma	Square	Banks
Monthly Fee	$0.00*	$0.00	$10.00	$0.00	$20.00+
Annual Fee	$0.00	$0.00	$0.00	$0.00	$75.00+
Per Transaction Fee	$0.08	$0.10	$0.10	$0.00	$0.10
Per Batch Fee	$0.00	$0.10	$0.10	$0.00	$0.25
Swiped Debit Card	0.30% + $0.22	0.55% + $0.22	0.30% + $0.22	2.75%	1.20% + $0.22
Keyed Debit Card	0.30% + $0.22	0.55% + $0.22	0.30% + $0.22	3.50% + $0.15	3.20% + $0.22
Swiped Credit Card	1.75% + $0.10	2.01% + $0.10	1.75% + $0.10	2.75%	1.75% + $0.10
Keyed Credit Card	2.05% + $0.10	2.30% + $0.10	2.05% + $0.10	3.50% + $0.15	3.20% + $0.10
Cancellation Fee	$0.00 / None	$0.00	$25	$0.00	$500+
EMV/NFC Terminal	FREE	$350+	$350+	$49+	$500+
Deposit Time	Next-Day	1-2 Days	1-2 Days	1-2 Days	3-5 Days
Offer Volume Discount	Yes	$100k+/month	Yes	No	No

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*applicable for businesses processing over $10,000 in monthly credit card transactions.

**Fees are based on average rates as marketed by providers in the United States. These rates may vary from vendor to vendor. Not all fees are listed in the comparison. Deposit times are listed in business days.

Call us right away with your questions and concerns and let us show you, firsthand, the many ways we can help your business save with our merchant services and business solutions.