Get Started with Multi-Level Marketing & BizOps Merchant Accounts

Credit Card Payment Processing for Your Direct Selling Business

You’re in good hands with our high risk merchant account experts.
You may have jumped through hoops and still got denied for a merchant account, which can be discouraging and we understand that. We’re here to help you get the right merchant account for every sector of the direct selling industry, which refers to selling products or services to the consumer in a non-retail environment and includes:
  • Business Opportunities (BizOps): consulting, coaching, or training programs geared toward helping individuals understand how to make an income (usually from home).
  • Multi-level Marketing: also called pyramid selling, network marketing, and referral marketing, MLMs are known for selling products like health/beauty and fitness products, or jewelry and clothing.

Why Multi-level Marketing Companies and BizOps Agencies are Considered High Risk

Within the direct selling industry, being considered high risk by banks isn’t as much about the products or services being sold, but based on how payments are processed and the perceptions of the industry, including:

  • A majority of transactions in this industry are considered card-not-present, made when products or services are offered over the telephone or online
  • Misconceptions about the legality or perceived fraud in the industry, particularly with MLMs
  • Buyer’s remorse can result in excessive chargebacks, especially with the expectations they might have for BizOps purchases
  • Unpredictable business growth makes it hard to forecast income
Find a Payment Processor that Understands the Direct Selling Industry

Banks often label direct selling businesses like BizOps and MLMs as high risk for a variety of reasons, and most merchant account providers don’t fully understand how the industry works. We work with direct selling companies to provide services unique to your needs, including:

  • Chargeback protection
  • Virtual terminals
  • Easy payment gateway integration
  • ACH processing
  • Automatic renewal/subscription payments
  • Accept mobile payments

Get approved for a high risk merchant account and start processing payments wherever your customers are, via mobile and online gateways. Fill out the form and we'll follow up within two business days with next steps.

or give us a call now!


We've Got You Covered


Servicing customers and clients wherever they find you.

  • In-Store
  • Online
  • Mobile
  • Integrated


Full customization and control to meet your unique business needs.

  • Equipment/POS
  • ACH Processing
  • Integration
  • Surcharge/Cash Discount Processing
  • Gift Cards & Loyalty Programs
  • Check & eCheck Processing


Specialties that make us a one-stop shop for merchant services.

  • High Risk Processing
  • Capital
  • ATM
  • EBT

We're Available by Phone.