Pricing Plans Built for Your Needs
Your business has unique needs, so we didn’t create a one-size-fits-all approach to pricing. We offer Interchange Pricing and Zero Fee Pricing. You choose which one works best for your business—no strings (or surprise fees!) attached.
Interchange Pricing
While other companies only use Interchange Plus pricing for merchants with a larger scale of operation, Bankcard Services levels the playing field by making this pricing approach available to merchants of all sizes.
- Transparent statements, so you know exactly what you’re paying for
- Lower fees than tiered or any other pricing models
- Removal of various hidden fees and other surcharges
Zero Fee Processing
Under a zero fee processing model, the credit card processing fee you would normally be responsible for is passed to the customers. For a no-fee option, your customers always have the option of paying with debit.
- No more worrying about transaction fees
- Ability to keep all generated revenue
- Quick and easy setup
Transparent, Flexible Options
When it comes to your business, you know what the best solution is. That’s why we offer two different pricing plans, so you can choose which one will lead you to growth and success.
Do you ever get charged fees and don’t know why, or who they’re going to? With interchange plus pricing, you’ll never have this problem. We give a name and a number to every processing fee—and we’ll never change them on you. What you see is what you pay, that is our promise. With free equipment (including EMV/NFC terminals and mobile readers) and volume discounts, you can stop worrying about the next unexpected rate hike or hidden fee and start focusing on your business.
Why Interchange Plus Pricing?
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Transparent Fees
You pay what you see—no surprise rate hikes, no hidden fees.
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Lower Prices
Lower than tiered or any other pricing model.
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Small Business Benefits
Usually reserved for bigger businesses, we offer Interchange Pricing to SMBs.
100% Transparency Means No Surprises |
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Monthly Fee |
$0.00/month |
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Interchange+ Margins |
0.25% + $0.08/transaction |
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Interchange Fees |
Passed-through at cost |
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Card Assessment Fees |
Passed-through at cost |
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AVS Fee (for keyed sales) |
$0.00/transaction |
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Batch Fee |
$0.00/batch |
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Retrieval Fee |
$5/instance |
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Chargeback |
$10/instance |
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Voice Authorization |
$2.00/authorization |
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PCI Compliance |
$99/annual |
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Closure Fee |
$0.00 |
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PIN Debit Fees (if applicable) |
Passed-through at cost ($48/year) |
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ACH Reject Fee |
$25/instance |
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Free EMV/NFC Terminal or Mobile Reader |
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Volume Discount |
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Pass on the credit card processing fees with zero fee processing. When a customer uses a credit card, they also agree to pay the fee. Once the customer swipes their card, the terminal will notify them of the fee and give them a chance to accept or use a different form of payment. When the customer covers the fee, you get 100% of the sale—it’s that easy.
Why Zero Fee Processing?
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No Fees
Pass on credit card processing fees and keep 100% of sales.
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Fully Compliant
Abides by all rules and regulations from the new Dodd Frank act.
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No Contract
Zero annual contract to worry about, you can stop at any time.
No Upfront Cost & No Long-Term Contract |
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Sell $100 on a credit card, receive $100 in your account. |
You Pay |
$0 |
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Your Customer’s Fee |
3.5% |
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Sell $100 on a debit card, receive $98.75 in your account. |
You Pay |
1% + $0.25* |
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Your Customer’s Fee |
0% |
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Technology Pricing |
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Free In-Person Terminal with EMV Quick Chip |
$35/month |
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In-Office Virtual Terminal |
$0/month |
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Online Lightbox Terminal |
$0/month |
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All of our plans include:
- No annual fees
- No batch fees
- No long-term contracts
- Unlimited processing
- Customer analytics
- Quick access to funds
- Free EMV/NFC terminal or mobile reader
- Lifetime equipment protection
- Risk monitoring
- A 24/7 support team dedicated to you
- Price match guarantee
- Full-disclosure, transparent pricing
