Credit Repair Merchant Account

We know that as a credit repair business, you have unique needs. We’ll work with you to find merchant services to help you grow, no matter which sector of the industry you’re in:

  • Cease and desist collections processing
  • Credit re-establishment
  • Credit repair consultation
  • Settlement assistance firms

Why your credit repair business might be classified as a high-risk business

Even with credit repair being a multi-billion dollar industry, merchant account providers still often classify these businesses as high risk for a variety of reasons, including:

  • High-ticket services and recurring billing plans are at higher risk of chargebacks.
  • Accepting payments via gateways rather than in-person increases actual fraud risks.
  • Consumers who are often cash-strapped may be dishonest by disputing valid credit card transactions.

Work with a Payment Processor That Knows Your Industry

Many payment processors won’t touch high-risk merchant accounts, but at BankCard, high risk is our specialty. We work with businesses in the credit repair industry to provide services unique to your needs, including:

  • Confirming customer authorizations for current and future charges
  • Confirming customer identity
  • Chargeback protection
  • Scalable services and pricing

Getting approved for a high-risk merchant account with Bankcard is fast and easy. Take the first step and fill out the form to tell us a bit about your business—we’ll follow up within two business days to keep the conversation moving.

The Full-Service Credit Repair Merchant Account Company


Servicing customers and clients wherever they find you… we do it all.


Full customization and control to meet your all your business needs.


Specialties that make us the top one-stop-shop for merchant services.

Trusted by

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