Credit Repair Merchant Account

We know that as a credit repair business, you have unique needs. We’ll work with you to find merchant services to help you grow, no matter which sector of the industry you’re in:

Cease and desist collections processing
Credit re-establishment
Credit repair consultation
Settlement assistance firms

Why your credit repair business might be classified as a high-risk business

Even with credit repair being a multi-billion dollar industry, merchant account providers still often classify these businesses as high risk for a variety of reasons, including:

High-ticket services and recurring billing plans are at higher risk of chargebacks.
Accepting payments via gateways rather than in-person increases actual fraud risks.
Consumers who are often cash-strapped may be dishonest by disputing valid credit card transactions.

Work with a Payment Processor That Knows Your Industry

Many payment processors won’t touch high-risk merchant accounts, but at BankCard, high risk is our specialty. We work with businesses in the credit repair industry to provide services unique to your needs, including:

Confirming customer authorizations for current and future charges
Confirming customer identity
Chargeback protection
Scalable services and pricing

Getting approved for a high-risk merchant account with Bankcard is fast and easy. Take the first step and fill out the form to tell us a bit about your business—we’ll follow up within two business days to keep the conversation moving.