High Risk Merchant Services

Thousands of growing companies trust us for their high-risk merchant account services. From super-fast approvals to 24/7 support, we help you get approved and stay approved.

Fair, transparent rates.
Custom pricing available.

Honest pricing

What you see is what you pay, period. You can log in and see your Bankcard rate at any time in your Dashboard.

You pay the same rate for every card.

Whether it’s Visa, MasterCard, Discover, or American Express, you pay the same rate.

No hidden fees

No startup fees, authorization fees, statement fees, refund fees, PCI-compliance fees, business card fees—ever.

Get started today

high risk merchant account

We ensure that your business can process payments with a high-risk merchant account.

merchant account

E-commerce is easier than ever with simple and secure online payment processing.

retail merchant account

Retail

Streamline in-store payments with solutions to fit your unique business.

integration merchant account

Do away with manual tracking. Integrate your systems for greater accuracy and better forecasting.

merchant account EBT

EBT

Accept EBT payments through the same or separate terminals used for credit card and debit card processing.

mobile credit card payments merchant account

Mobile

Cut the cord and accept payments anywhere and anytime. Your customers will love you

High-Risk Merchant Service Solutions

While credit and debit cards reign supreme, there’s more that goes into running a successful business than processing card transactions. We offer a full range of services and solutions to help grow your business.

Adult merchant account

Gain new customers and increase sales by offering gift cards for your business. Businesses that offer gift cards often see that customers spend more than the original gift card value and can become repeat customers.

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Bad Credit Merchant Account

Gain new customers and increase sales by offering gift cards for your business. Businesses that offer gift cards often see that customers spend more than the original gift card value and can become repeat customers.

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CBD Oil Merchant Account

Gain new customers and increase sales by offering gift cards for your business. Businesses that offer gift cards often see that customers spend more than the original gift card value and can become repeat customers.

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Credit Repair Merchant Account

Gain new customers and increase sales by offering gift cards for your business. Businesses that offer gift cards often see that customers spend more than the original gift card value and can become repeat customers.

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High-Risk Merchant Service Solutions

While credit and debit cards reign supreme, there’s more that goes into running a successful business than processing card transactions. We offer a full range of services and solutions to help grow your business.

atm

ATMs

Generate more revenue for your business by offering an ATM on-site. Increase foot traffic to your business and increase revenue through ATM transaction fees.

Bankcard offers three different options for ATM payment solutions and will work with you to determine which solution is the best fit for your business.

merchant account loans

Business Loans

Fund the future of your business! Get the funding you need to grow your business and start planning for the future.

We’ll work with you to secure the needed capital by matching the information you provide with the best loan options available.

echecks merchant account

Check & eCheck

Accept and process checks with confidence. Check and e-check processing today works very much like debit card transfers. Processing checks through an electronic network results in lower fees than credit card processing.

When you accept checks with Bankcard, our electronic check processing screens our database for risky checks and instantly approves or denies accordingly, significantly reducing the risk for our clients.

ach payments merchant account

ACH Payments

Create new opportunities with ACH payments. An ACH payment is a type of payment processing that involves an automatic and electronic transfer of payments between banks.

The process of accepting ACH payments is simple and the processing fees are often lower than other payment methods. Bankcard offers ACH payment processing as part of its merchant services.

Built-in Security with Bankcard Connect

The threat of data breaches is very real and not reserved for big businesses and corporations.

You can rest easy knowing that our security tools are built into processing payments for your online business to protect your customer data, including sensitive financial information. With Bankcard Connect, you never need to worry about security.

Affordability and Transparency​

The thing we are proudest of at Bankcard is our commitment to affordability, scalability, and transparency.

You shouldn’t be punished for good months with additional transaction fees. We also believe that small businesses shouldn’t be faced with excessive and unnecessary hidden fees you didn’t even sign up for. We promise complete transparency and 24×7 support that actually cares, so you never need to wonder if you’re being taken advantage of.

And you’re never locked in—Bankcard has no long-term contracts or termination fees so you can cancel at any time.​

Flexible Integrations Simplify Payment Processing

We work with you to help you get the payment processing services and security that best meets your needs according to your industry and the individual demands of your business. Our gateway integrates with a growing list of 175+ shopping cart solutions to accept and process your transactions made online.

Tied to a specific gateway and don’t want to use ours? We integrate with 99.99% of all payment gateways on the market to process your online shopping cart transactions. We’re committed to working with you to develop a comprehensive option for accepting payments online.

Effortlessly sync transactions with QuickBooks

Skip the manual tracking and double entries. We seamlessly integrate with QuickBooks SyncPay to handle your transactions from start to finish. 

From processing the transaction, to creating the appropriate accounting entry, to marking the transaction as paid, your transactions are handled all from right within your QuickBooks interface.

We get it—processing payments with your invoicing software is quick and convenient. But it’s also costing you more in fees and time spent on hold with customer service. We’re dedicated to you and your success, which is why our pricing is transparent and our 24/7 support team is committed to helping your business run smoothly. 

Change is hard, but we make the transition simple and seamless, so you never experience downtime.

Fair, Transparent Rates.
Custom Pricing Available.

retail merchant account

In-Person & Retail Payments

Accept payments at your point of sale as well as in your store.

2.3% + 10¢

Free

*$0/MO

No set-up fee.
*No monthly charge.

online credit card payment processor

Card-Not-Present Payments

Take payments on your website, by invoice, or over the phone.

3.3% + 15¢

Free

*$0/MO

No set-up fee.
*No monthly charge.

*Applicable for businesses processing over $5,000 in monthly credit card transactions.

Our pricing is transparent.

What you see is what you pay, period. You can log in and see your Bankcard rate at any time in your Dashboard.

You pay the same rate for every card.

Whether it’s Visa, Mastercard, Discover, or American Express, you pay the same rate.

No hidden fees.

No startup fees, authorization fees, statement fees, refund fees, PCI-compliance fees, business card fees—ever.

Our standard rates are designed for businesses that process less than $250,000 per year and have an average ticket size under $50. We design pricing packages for larger businesses depending on payment volume, average transaction size, your processing history, and more. We’d love to have a conversation about it.

Online Payment Processing Features

We understand that time is money. So we provide the tools you need to create simple, secure online payment experiences for your customers.

merchant account credit card processing

Account Updaters

Maintain customer data accuracy and prevent any service gaps from account changes.

merchant account credit card processing

Data Security

Maintain customer data accuracy and prevent any service gaps from account changes.

merchant account credit card processing

ACH Payments

Make payments quicker and more convenient for customers while lowering your costs.

merchant account credit card processing

Fraud Protection

Cut down on chargebacks and secure your payments from the threat of fraud.

merchant account credit card processing

Subscription Billing

Simple billing and processing for recurring memberships, products, or services subscriptions.

merchant account credit card processing

Virtual Terminal

Manage payments from anywhere with easy online access.

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