High-Risk Merchant Services to Empower You

We are experts in handling a variety of high-risk industries, both big and small. Where low-risk providers turn their back, we welcome you with open arms, ready to help high-risk businesses get approved and stay approved, increase their revenue, lower their chargeback ratio, and help prevent fraud.

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High-Risk Processing Solutions for Every Industry

Banks and low-risk providers turn down merchant accounts for various reasons. Regardless of your individual business, providers deem companies high risk in industries with a history of high chargebacks, irregular high ticket sales, or that are highly regulated.

But your business model works for you, and we understand that. We believe in your vision, and we’re dedicated to providing top-rated services. We help you when others won’t, believing that every business deserves a chance to thrive, including:

  • Adult Entertainment
  • Air & Water Filtration
  • Airlines
  • Antiques/Collectibles
  • Apparel Sales
  • Auto Transport, Parts & Accessories
  • Business Owners with Bad Credit
  • Beer, Wine & Liquor Sales
  • Cannabidiol/Medical Marijuana
  • Card Not Present
  • Computer Hardware
  • Credit Repair
  • Debt Consolidation
  • Discount Buying Service
  • Document Preparation
  • Downloadable Software
  • eBooks
  • E-Commerce
  • Electronics
  • Firearms & Ammo
  • Foreign Exchange Market
  • Financial Services
  • Furniture
  • Gambling/Gaming
  • Health Clubs/Weight Loss
  • Insurance
  • Jewelry
  • Legal/Personal Injury
  • Magazine Subscriptions
  • Marriage Services
  • Moving Company
  • Multilevel Marketing
  • Nutraceuticals/Herbal Supplements
  • Online Retail
  • Pawn Shops
  • Pet Shops & Supply Stores
  • SEO/Web Design/Development
  • Software/Mobile Applications
  • Storage Facility
  • Tech Support
  • Telecommunications
  • Tobacco/Vaping
  • Travel
  • Warranties
  • Other High Risk Businesses

Minimize Chargebacks

Each financial institution or processor calculates risk differently, but it usually boils down to chargebacks—those pesky fees credit card providers require businesses pay to cover losses from disputed or fraudulent transactions. Simply put, the more likely a business is to have a large volume of chargebacks, the greater the risk.

BankCard specializes in credit card processing solutions for high-risk merchant accounts. We set you up for success with management tools and chargeback protection to keep you processing and help fight chargeback disputes.

Protect Yourself Against Chargeback Fraud

Chargebacks can only be initiated and processed by the financial institution when they are given one of four reason codes: technical, clerical, quality, or fraud. The most common reason cited is fraud (such as identity theft) or friendly fraud, when customers claim items weren’t received or damaged but they just want to get away without paying.

More often than not, credit card companies side with customers—leaving you with chargeback fees and increased risk of losing your merchant accounts if you reach the 2%+ transaction to chargeback ratio. We can help you take back control and fight back against the chargeback cycle.

We want to help you battle—you don’t have to fight alone. We provide you with chargeback mitigation tools and fraud protection, priding ourselves on making the high-risk merchant account process simple and rewarding. With our help, you can keep the money you earned, and don’t let chargebacks eat into your wallet.

Become a High Risk Reseller

Agents and resellers that have experienced declined accounts or have access to high risk industries can find a home with BankCard. We are experts in handling a variety of high risk merchant accounts from large, multimillion dollar merchants, to even the smaller 10k per month accounts.

We’re experienced, connected, and thorough, dedicated to helping you give your high risk merchant accounts the attention and service they deserve.

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