High-Risk Merchant Account Services to Empower You

We are experts in handling high-risk merchant payment processing for a variety of high-risk industries, both big and small. Where low-risk providers turn their back, we welcome you with open arms, ready to help high-risk businesses get approved and stay approved for high-risk merchant accounts, increase their revenue, lower their chargeback ratio, and help prevent fraud.

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High-Risk Payment Processing Solutions for Every Industry

Banks and low-risk providers turn down merchant accounts for various reasons. Regardless of your individual business, providers deem companies as high-risk merchants in industries with a history of high chargebacks, irregular high ticket sales, or that are highly regulated.

But your business model works for you, and we understand that. We believe in your vision, and we’re dedicated to providing top-rated services. We help you when others won’t, believing that every business deserves a chance to thrive, including:

  • Adult Entertainment
  • Air & Water Filtration
  • Airlines & Bookings
  • Antiques, Coins and Collectibles
  • Apparel and Clothing
  • Auto Transport, Parts & Accessories
  • Bail Bonds
  • Beer, Wine & Liquor Sales
  • BizOps (Business Opportunities)
  • Business Owners with Bad Credit
  • Card Not Present
  • CBD and Hemp
  • Computer Hardware
  • Continuity Subscription/Billing
  • Credit Monitoring
  • Credit Repair
  • Dating
  • Debt Collection
  • Debt Consolidation
  • Digital Downloads and eBooks
  • Discount Buying Service
  • Document Preparation
  • Drop Shipping
  • E-Commerce
  • eBooks
  • Fantasy Sports
  • Financial Services
  • Firearms/Guns & Ammo
  • Foreign Exchange Market
  • Gentleman's Clubs
  • Health and Beauty
  • Health Clubs/Weight Loss
  • Insurance
  • Jewelry
  • Legal/Personal Injury
  • Male Enhancement
  • Marketing
  • Marriage Services
  • Membership
  • Moving Company
  • Multi-Level Marketing
  • Nutraceuticals/Herbal Supplements
  • Online Electronics
  • Online Furniture
  • Online Gambling/Gaming
  • Online Retail
  • Pawnbrokers and Pawn Shops
  • Payday Loans
  • Penny Auctions
  • Pet Shops & Supply Stores
  • Property Management
  • Seminar & Coaching/Educational Services
  • SEO/Web Design/Development
  • Skin and Hair Care
  • Software/Mobile Applications
  • Sports Betting
  • Sports Betting Advice
  • Storage Facility
  • Subscription/Recurring Payments
  • Tech Support
  • Telecommunications and VOIP
  • Terminated Merchant File (TMF) or MATCH
  • Timeshare
  • Travel
  • Vape/e-Cigarette/e-Juice
  • Warranties

Minimize Chargebacks

Each financial institution or processor calculates risk differently, but it usually boils down to chargebacks—those pesky fees credit card providers require businesses pay to cover losses from disputed or fraudulent transactions. Simply put, the more likely a business is to have a large volume of chargebacks, the greater the risk.

BankCard specializes in high-risk credit card processing solutions for high-risk merchant accounts. We set you up for success with management tools and chargeback protection to keep you processing and help fight chargeback disputes.


Protect Yourself Against Chargeback Fraud

Chargebacks can only be initiated and processed by the financial institution when they are given one of four reason codes: technical, clerical, quality, or fraud. The most common reason cited is fraud (such as identity theft) or friendly fraud, when customers claim items weren’t received or damaged but they just want to get away without paying.

More often than not, the credit card companies side with customers—leaving you with chargeback fees and increased risk of losing your merchant accounts if you reach the 2%+ transaction to chargeback ratio. We can help you take back control and fight back against the chargeback cycle.

We want to help you battle—you don’t have to fight alone. We provide you with chargeback mitigation tools and fraud protection, priding ourselves on making the high-risk merchant account process simple and rewarding. With our help, you can keep the money you earned, and don’t let chargebacks eat into your wallet.

Become a High-Risk Reseller

Agents and resellers that have experienced declined accounts or have access to high-risk merchants can find a home with BankCard. We are experts in handling a variety of high-risk merchant accounts from large, multimillion dollar merchants, to even the smaller 10k per month accounts.

Become a Partner

We’re experienced, connected, and thorough, dedicated to helping you give your high-risk merchant accounts the attention and service they deserve.

  • Pizza Hut
  • Metro PCS
  • KFC
  • Hampton Inn
  • Subway
  • BP