Subscription and Recurring Billing-graphic@1x

Start Processing Subscription and Recurring Payments

High Risk Merchant Services for Your Subscription-Based Business

We specialize in high risk merchant accounts, so we can help get you approved and start processing payments.

We know that processing subscription and recurring payments comes with unique needs. We'll work with you to find merchant services to help you grow, no matter which kind of subscription-based model you fall into, including:

  • Newspapers and magazines

  • Lifestyle and product discovery boxes

  • Software

  • Video and music streaming platforms

Start Processing Payments Today

Get Started   Contact Sales >

Why Your Subscription-Based Pricing Model Might Be Identified as High Risk

Even with lifestyle boxes and other subscription-based goods and services on the rise, banks are still likely to classify continuity billing businesses as high-risk for a variety of reasons, including:

  • High volume of card-not-present transactions
  • Above-average number of chargebacks as customers forget to cancel subscriptions, forget they made the purchase, or want to cancel despite your refund policy
  • Companies tend to have little control over the distribution of their product, which adds to the vulnerability of chargebacks
Work with a Payment Processor That Knows Your Recurring Billing Business

Many subscription-based businesses have been turned away from merchant services for being considered high risk, but at BankCard, high risk is our specialty. We work with businesses that take advantage of subscription, recurring, and continuity payments to provide services unique to your needs, including:

  • Confirming customer authorizations for current and future charges
  • Confirming customer identity
  • Chargeback protections
  • Scalable services and pricing

Take the first step to getting your business approved for a high risk merchant account. Fill out the form and we'll follow up within two business days to keep the conversation going.


We've Got You Covered


Servicing customers and clients wherever they find you.

  • In-Store
  • Online
  • Mobile
  • Integrated


Full customization and control to meet your unique business needs.

  • Equipment/POS
  • ACH Processing
  • Integration
  • Surcharge/Cash Discount Processing
  • Gift Cards & Loyalty Programs
  • Check & eCheck Processing


Specialties that make us a one-stop shop for merchant services.

  • High Risk Processing
  • Capital
  • ATM
  • EBT

Start Processing Payments Today

Get Started   Contact Sales >